SubSilver

[alexx]

One of the common concerns that consumers have is whether or not they are doing something bad to their credit by applying for credit cards. a pplying for credit cards bad for credit cards can lead to a hard inquiry that can temporarily impact credit scores. But, just because you've been given one, doesn't necessarily mean that your credit has been hurt. The larger issue may be that you're getting multiple cards in a short amount of time, particularly if you have a lot of debt. Before applying, review the card's fees, interest rates, rewards and terms before applying. If the reason for using the application is clear and you can have another account under control, the impact might be controllable.